The Home Buyer Hub
Buyers who win at negotiation and auction arrive finance-ready with research done. Free tools to get you there — then we introduce you to the right licensed professionals.
Purchase-ready checklist
- Know your firm budget (not just a calculator number)
- Deposit progress — 20% avoids LMI, 5–10% possible with it
- Pre-approval in place before serious inspecting
- Documents gathered (ID, payslips, statements)
- Target suburbs researched — sold prices, not asking prices
- A conveyancer lined up
Suburb research toolkit
- Recent sold prices (not asking) — last 6 months
- Days on market & auction clearance rates
- Owner-occupier vs investor mix (ABS QuickStats)
- Council development applications & zoning
- Flood/fire and insurance premiums by postcode
- School catchment boundaries (official maps)
The buying timeline
Pre-approval → offer/auction → contract & deposit → finance to approval → pre-settlement → settlement (electronic via PEXA). A broker drives the finance steps; we can introduce a buyer's agent for search and negotiation.
Get purchase-ready with a broker introduction
A licensed broker prepares your pre-approval so your offers are credible.
Request a free introductionGeneral information only — not credit advice and not specific to your circumstances. Credit assistance is provided by a licensed mortgage broker. Better Way Loan may receive a referral fee if you proceed.