:root{--navy:#0e2a47;--teal:#0e9f9f;--teal-d:#0b7f7f;--bg:#f6f9fc;--ink:#1c2733;--mut:#5a6b7c;--line:#dde6ee}
*{margin:0;padding:0;box-sizing:border-box}body{font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.55}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}.narrow{max-width:620px}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.nav{display:flex;align-items:center;justify-content:space-between;padding:13px 0;gap:12px;flex-wrap:wrap}
.logo{font-size:1.2rem;font-weight:800;color:var(--navy);text-decoration:none}.logo span{color:var(--teal)}
.menu{display:flex;gap:16px;flex-wrap:wrap;align-items:center}.menu a{color:var(--ink);text-decoration:none;font-size:.92rem;font-weight:500}.menu a:hover{color:var(--teal)}
.menu a.navbtn{background:var(--teal);color:#fff;padding:8px 16px;border-radius:7px}
.btn{display:inline-block;background:var(--teal);color:#fff;padding:11px 22px;border-radius:8px;text-decoration:none;font-weight:700;border:none;cursor:pointer;font-size:.98rem}
.btn:hover{background:var(--teal-d)}.btn.ghost{background:#fff;color:var(--navy);border:2px solid var(--navy)}.btn.big{padding:14px 30px;font-size:1.05rem}
.inline{display:inline-flex;gap:8px;align-items:center}
main{min-height:60vh}section{padding:34px 0}h1{color:var(--navy);font-size:clamp(1.5rem,3.4vw,2.2rem);margin-bottom:12px}h2{color:var(--navy);margin:22px 0 12px}h3{color:var(--navy)}
.mut{color:var(--mut)}.small{font-size:.85rem}p{margin-bottom:10px}
.hero{background:linear-gradient(135deg,var(--navy),#155a86);color:#fff;padding:56px 0}
.hero h1{color:#fff;max-width:760px}.hero .sub{color:#d7e5f2;font-size:1.12rem;max-width:640px;margin-bottom:20px}
.hero-search{display:flex;gap:10px;max-width:560px;flex-wrap:wrap}.hero-search input{flex:1;min-width:220px;padding:14px;border-radius:8px;border:none;font-size:1rem}
.statline{display:flex;gap:24px;margin-top:22px;flex-wrap:wrap;color:#cfe0f0;font-size:.9rem}.statline b{color:#fff;font-size:1.15rem}
.statline.dark{color:var(--mut)}.statline.dark b{color:var(--navy)}
.ctas{display:flex;gap:12px;flex-wrap:wrap}.hero .ctas .ghost{color:#fff;border-color:#fff}
.band{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:16px}
.grid3{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px}
.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:20px}
.card.cta{margin-top:22px;background:#f0f9f9;border-color:#bfe6e6}
.card b.n{display:inline-flex;width:32px;height:32px;border-radius:50%;background:var(--teal);color:#fff;align-items:center;justify-content:center;margin-bottom:8px}
a.card.listing{text-decoration:none;color:inherit;padding:0;overflow:hidden;display:block}
.thumb{height:150px;background:#dbe6f0 center/cover no-repeat;display:flex;align-items:center;justify-content:center;color:#7a91a8;font-weight:700}
.lbody{padding:14px}.price{font-size:1.2rem;font-weight:800;color:var(--navy)}.addr{font-weight:600}
.searchbar{display:flex;gap:10px;margin-bottom:18px;flex-wrap:wrap}.searchbar input{flex:1;min-width:200px;padding:11px;border:1px solid var(--line);border-radius:8px}
.proStrip{background:#eef7f7;border:1px solid #bfe6e6;border-radius:8px;padding:12px 14px;margin-bottom:16px;font-size:.9rem}.proStrip a{color:var(--teal-d)}
label{display:block;font-weight:600;font-size:.9rem;margin:12px 0 5px;color:var(--navy)}label.consent{font-weight:400;font-size:.85rem;color:var(--mut);display:flex;gap:8px;margin-top:14px}
input,select,textarea{width:100%;padding:11px;border:1.5px solid var(--line);border-radius:8px;font-size:1rem;font-family:inherit;background:#fff}
label.consent input{width:auto}
.row{display:flex;gap:12px}.row>div{flex:1}
.hero-img{height:280px;background:#dbe6f0 center/cover no-repeat;border-radius:12px;display:flex;align-items:center;justify-content:center;color:#7a91a8;font-weight:700;margin-bottom:16px}
.tbl{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:8px;overflow:hidden;margin-bottom:16px}
.tbl th,.tbl td{padding:9px 11px;border-bottom:1px solid var(--line);text-align:left;font-size:.9rem}.tbl th{background:var(--navy);color:#fff}
.tag{display:inline-block;padding:2px 9px;border-radius:20px;background:#95a5a6;color:#fff;font-size:.75rem;font-weight:700}.tag.active{background:#27ae60}.tag.pending{background:#e8a33d}.tag.verified{background:#3498db}.tag.declined,.tag.paused{background:#c0392b}
.tabs{display:flex;gap:8px;margin:14px 0}.tabs a{padding:9px 16px;border:1px solid var(--line);border-radius:8px;text-decoration:none;color:var(--navy);background:#fff}.tabs a.on{background:var(--navy);color:#fff}
.flash{background:#0e9f9f;color:#fff;padding:11px 20px;text-align:center;font-size:.92rem}
footer{background:var(--navy);color:#b9cfe2;padding:28px 0;font-size:.82rem;margin-top:30px}footer a{color:#dce9f5}
.band2{padding-top:0}
/* hub doors + finance additions */
.doors{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:20px 0}
@media(max-width:640px){.doors{grid-template-columns:1fr}}
.door{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.25);border-radius:14px;padding:24px;text-decoration:none;color:#fff;transition:background .15s}
.door:hover{background:rgba(255,255,255,.16)}.door .dico{font-size:2rem}.door h3{color:#fff;margin:8px 0 6px}.door p{color:#d7e5f2;font-size:.95rem}.door .dlink{color:#7fe0e0;font-weight:700}
.sub2{font-size:1.1rem;color:var(--mut);max-width:680px;margin-bottom:18px}
a.card.link{text-decoration:none;color:inherit;display:block}a.card.link:hover{border-color:var(--teal)}
.ticks{list-style:none;margin:12px 0}.ticks li{padding-left:26px;position:relative;margin-bottom:8px}.ticks li:before{content:"✓";position:absolute;left:0;color:var(--teal);font-weight:800}
.narrow2{max-width:820px}
.mini{background:var(--bg);border:1px solid var(--line);border-radius:10px;padding:12px;text-align:center}.mini b{display:block;font-size:1.4rem;color:var(--navy)}.mini span{font-size:.78rem;color:var(--mut)}
.calcout{font-weight:800;color:var(--navy);margin-top:8px}
.cta.card,.card.cta{background:#f0f9f9;border-color:#bfe6e6;margin-top:20px}
/* about, testimonials, credentials */
.aboutgrid{display:grid;grid-template-columns:220px 1fr;gap:24px;margin:16px 0;align-items:start}
@media(max-width:640px){.aboutgrid{grid-template-columns:1fr}}
.card.photo{text-align:center}
.avatar{width:150px;height:150px;border-radius:50%;background:linear-gradient(135deg,var(--navy),#155a86);color:#fff;display:flex;align-items:center;justify-content:center;font-size:3rem;font-weight:800;margin:0 auto 10px}
.credbadges{display:flex;flex-wrap:wrap;gap:8px;margin-top:12px}
.cred{background:#eef7f7;border:1px solid #bfe6e6;color:var(--navy);padding:5px 12px;border-radius:20px;font-size:.82rem;font-weight:600}
.stars{color:#e8a33d;font-size:1.1rem;letter-spacing:2px;margin-bottom:6px}
.headshot{width:100%;border-radius:14px;display:block;aspect-ratio:1/1.15;object-fit:cover;object-position:center top}
.gapwrap{background:var(--navy);color:#fff;border-radius:16px;padding:26px 24px}.gapwrap h2{color:#fff}
.gaptag{display:inline-block;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.25);color:#7fe0e0;font-size:.76rem;font-weight:700;padding:5px 12px;border-radius:20px;margin-bottom:12px}
.gaprail{display:flex;gap:14px;overflow-x:auto;padding:6px 2px 10px;scroll-snap-type:x mandatory}
.gapcard{scroll-snap-align:start;flex:0 0 250px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.18);border-radius:12px;padding:16px;text-decoration:none;color:#fff}
.gapcard:hover{background:rgba(255,255,255,.13)}.gapcard .gh{font-weight:700;margin-bottom:6px;color:#fff}.gapcard .gp{color:#c9dcec;font-size:.88rem}.gapcard .gl{color:#7fe0e0;font-size:.82rem;font-weight:700;margin-top:8px;display:block}
.carousel{max-width:640px;margin:14px auto 0;overflow:hidden}.carinner{display:flex;transition:transform .5s ease}
.carslide{flex:0 0 100%;padding:0 6px}.carslide .card{text-align:center}
.cardots{display:flex;gap:8px;justify-content:center;margin-top:12px}
.cardot{width:9px;height:9px;border-radius:50%;background:var(--line);border:none;cursor:pointer;padding:0}.cardot.on{background:var(--teal)}

/* AI video embed on articles */
.videowrap{position:relative;width:100%;padding-top:56.25%;border-radius:14px;overflow:hidden;margin:6px 0 4px;background:#0e2a47}
.videowrap iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.vidnote{margin:0 0 18px;font-style:italic}

.footcontact{margin-bottom:8px}
.footcontact a,.contactline a{color:var(--teal)}
.contactline{font-size:.95rem}

/* local SEO service hub — state-grouped link rows */
.linkrow{line-height:2}
.linkrow a{color:var(--teal-d,#0b7f7f);margin-right:4px}
.linkrow a:hover{text-decoration:underline}